services overview

We See Things That Others Miss

Today’s winning organizations need a combination of strategic insight, domain expertise, data, and technology. That is why Oncepts Lending complements its traditional consulting excellence with solutions: technologies and specialized teams that deliver results.

Unleash Our Team’s Productive Power

If you’re looking to quickly fund a short-term loan on an investment property, our Bridge Loan program provides you with the flexibility. We look forward to becoming your lending partner for your next investment.

WE FUND LOANS OTHERS CAN'T

Why Real Estate Investors Choose Oncepts Lending

What We Do

Bridge Loans

Specializing in providing fast bridge financing to real estate investors for the purchase, renovation, or new construction of single family, multi-family and mixed-use properties.

WHAT WE OFFER

Solutions

Our streamlined technology transforms the once-stressful process to get a bridge loan into a seamless and easy experience. Private money loans for clients, without the red tape.

our specialty

Closing

Let us help you every step of the way. From application to funding, let our full-service team work to bring you the best programs and fund the best deal possible. Let us be your lending partner.

We close loans others can't

Real Estate Investors Trust Oncepts Lending

We have spent the last 43 years building relationships so that we can bring our clients the best of what commercial lending has to offer. We are committed to leveraging our knowledge and experience to exceed our clients’ expectations.

HONESTY

What sets us apart from others is our absolute commitment to honesty with each client.

EXPERIENCE

Whatever your loan requirements may be, we have unique funding solutions that fit.

Integrity

Oncepts Lending is built on a foundation of trust in delivered results and customer service.

FIX & FLIP

START REAL ESTATE INVESTING TODAY

Ready to start your real estate investing journey? Private money loans make it easy. Learn more about our different private money loan programs, how to use them and more.

WHAT ARE FIX & FLIP LOANS?

House flippers need access to quick funds for their real estate projects. Private money loans make it easy to purchase, repair and flip a property faster, and easier than ever before.

Fix and flip loans are perfect for real estate investors who want to buy REO or otherwise discounted properties for competitive loan rates. House flippers can purchase discounted properties in need of repair to fix up and sell for a profit.  These private money loans are available to investors with varying levels of expertise and poor credit.

A fix and flip project can be financed through a special type of hard money loan. Private money lenders fund these loans that are used to purchase, “fix and flip” the property.

WHAT TYPE OF LOAN IS IT?

Fix and Flip Loans are private money loans that are secured by the ‘ARV’ Or after repair value of the property. Investors use private money lenders to fund the purchase and renovations for discounted and wholesale properties.

Our house flippers need fast funds to purchase, “fix and flip” quickly. Fix and flip loans can be funded within 1-2 days after approval.

HOW IT WORKS

Investors and property owners can trust us to provide a clear pathway to loan access. Every application we receive is treated with great urgency. At Oncepts Lending, we will do our best efforts to say Yes, we can fund your loan.

  1. APPLY

Our loan application is simple and straightforward. Complete the application, making sure to provide answers to all mandatory questions and receive a tentative quote within 12-24 hours. When you click submit, you will receive confirmation that acknowledges that we have your online application.

  1. REVIEW

After submission, one of our experts will contact you. We will go over your project and send you an email with all of the required documents needed to go to the next step. The email will include a link to our Hercutainer for secure document submission. Your new login and password will be included in the email. It is your responsibility to keep that information secure and confidential. All documents sent to us must be uploaded using Hercutainer. Oncepts Lending is not responsible for any loan documentation sent to us via email or fax. Client accepts and assumes all liability for any loan documents sent to us via email or fax.

  1. FUNDING 

Once you’ve met all underwriting conditions and requirement and your file is approved, we will contact you to schedule a time for you to sign all required loan documents. Our goal is to get you funded fast, and get your project going.

SELL IT OR RENT IT 

When your project is complete, sell it or rent it. Take your profit or your cash flow, and move on to the next challenge.

Whatever your loan requirements may be, we have unique funding solutions that fit your needs. Including unconventional loan types that normal banks will not typically fund, like rehabs, mixed-use and investment properties.

We help clients build a bright financial future through real estate. Let us help you every step of the way. From application to funding, let our full-service team work to bring you the best programs and fund the best deal possible. Let Oncepts Lending be your lending partner. Contact your Oncepts Lending authorized representative to get started today.