services overview

We See Things That Others Miss

Today’s winning organizations need a combination of strategic insight, domain expertise, data, and technology. That is why Oncepts Lending complements its traditional consulting excellence with solutions: technologies and specialized teams that deliver results.

Unleash Our Team’s Productive Power

If you’re looking to quickly fund a short-term loan on an investment property, our Bridge Loan program provides you with the flexibility. We look forward to becoming your lending partner for your next investment.


Why Real Estate Investors Choose Oncepts Lending

What We Do

Bridge Loans

Specializing in providing fast bridge financing to real estate investors for the purchase, renovation, or new construction of single family, multi-family and mixed-use properties.



Our streamlined technology transforms the once-stressful process to get a bridge loan into a seamless and easy experience. Private money loans for clients, without the red tape.

our specialty


Let us help you every step of the way. From application to funding, let our full-service team work to bring you the best programs and fund the best deal possible. Let us be your lending partner.

We close loans others can't

Real Estate Investors Trust Oncepts Lending

We have spent the last 43 years building relationships so that we can bring our clients the best of what commercial lending has to offer. We are committed to leveraging our knowledge and experience to exceed our clients’ expectations.


What sets us apart from others is our absolute commitment to honesty with each client.


Whatever your loan requirements may be, we have unique funding solutions that fit.


Oncepts Lending is built on a foundation of trust in delivered results and customer service.


With commercial, industrial, mixed-use and multi-unit loans, the name of the game is speed and flexibility.  Our private money loans are uniquely qualified to deliver on these requirements.  Here are some examples of what we may be able provide to our commercial borrowers.

  • Loans for additional working capital
  • Acquisition or purchase capital
  • Capital for growth or expansion
  • Management, executive buyouts
  • Recapitalizations
  • Debt refinancing
  • Turnarounds
  • Restructurings
  • Debtor-in-possession financing
  • Confirmation plan financing
  • Loans to LLCs, Corporations, and Trusts

The Right Fit

Whatever your financial situation is, it is important to find the correct commercial loan that not only has the most flexible terms for your particular circumstances but also allows you enough capital to achieve business goals.

To that end, our experienced professionals will discuss your situation and provide the best opportunity to secure a competitive Commercial or Industrial Loan. Type of commercial private money loans that may work for your situation:

Cash Flow Financing Loan

This type of loan approval is based upon the operating strength of a company, its current competitive position, and the general management strength. This type of loan can be based on a term length, or be in a revolving loan format depending upon the overall asset evaluations.

Stretch Asset-Based Loans and Hybrids

Many variations exist upon this loan structure, but all are based upon current cash flow analytics and also current assets of the company.

Schedule a Consultation

Visit our contact page or give us a call to speak to us about the various possibilities for Commercial Loans, and to discuss the best options for your business needs.

Rehab Loans

A rehab loan is a specialized loan that is used to rehabilitate a residential or commercial building.

Oncepts Lending has the experience necessary to fund these loans and get you a quick response or approval for any type of rehab.

Whether your purpose is to fix-and-flip or rehab for investment purposes, we’ve got you covered. Private loan terms are extremely flexible, perfect for the requirements of investment properties which differ from standard terms. A loan for investment property must be treated differently than other loans because the borrower has different requirements to qualify. Knowing this, our specialists can guide you through the process and supply multiple options for investment property loans that fit your needs.


Investors and property owners can trust us to provide a clear pathway to loan access. Every application we receive is treated with great urgency. At Oncepts Lending, we will do our best efforts to say Yes, we can fund your loan.

  1. APPLY

Our loan application is simple and straightforward. Complete the application, making sure to provide answers to all mandatory questions and receive a tentative quote within 12-24 hours. When you click submit, you will receive confirmation that acknowledges that we have your online application.


After submission, one of our experts will contact you. We will go over your project and send you an email with all of the required documents needed to go to the next step. The email will include a link to our Hercutainer for secure document submission. Your new login and password will be included in the email. It is your responsibility to keep that information secure and confidential. All documents sent to us must be uploaded using Hercutainer. Oncepts Lending is not responsible for any loan documentation sent to us via email or fax. Client accepts and assumes all liability for any loan documents sent to us via email or fax.


Once you’ve met all underwriting conditions and requirement and your file is approved, we will contact you to schedule a time for you to sign all required loan documents. Our goal is to get you funded fast, and get your project going.


When your project is complete, sell it or rent it. Take your profit or your cash flow, and move on to the next challenge.

Whatever your loan requirements may be, we have unique funding solutions that fit your needs. Including unconventional loan types that normal banks will not typically fund, like rehabs, mixed-use and investment properties.

We help clients build a bright financial future through real estate. Let us help you every step of the way. From application to funding, let our full-service team work to bring you the best programs and fund the best deal possible. Let Oncepts Lending be your lending partner. Contact your Oncepts Lending authorized representative to get started today.