Ready to start your real estate investing journey? Private money loans make it easy. Learn more about our different private money loan programs, how to use them and more.

WHAT ARE BRIDGE LOANS?

Bridge loans are a type of private money loan meant to bridge the gap in funding until a property can be refinanced or sold. Oncepts Lending provides private money bridge loans to help investors close deals quickly, fund rehab projects, and rescue homes from foreclosure. Our business purpose loans offer fast approvals and are based on asset values. You can qualify for a bridge loan if the property has sufficient value.

HOW DOES A BRIDGE LOAN HELP?

With the real estate market booming, investors have to fight to win the good properties—the properties they can fix and flip with huge profits. Investors who work with slow retail banks lose out. Approvals with those institutions can take up to 120 days or more. When you work with Oncepts Lending, you can have a LOI on your next investment in as little as 48 hours.

This means you win the bidding. When you’re fighting for the hot deals, you need financing right now! Using Oncepts Lending private money loans, you can secure the property, you can fix and flip it. If you want to keep the property, you can then refinance it into a long-term loan.

CAN YOU RESCUE MY FORECLOSURE?

When real estate investors face foreclosure, they can save their property and their equity by working with Oncepts Lending. When you’ve put sweat, and tears into an investment property, the last thing you want is the bank selling it out from under you, so someone can capture your equity. If you are in danger of foreclosure, contact Oncepts Lending now.

As a bridge loan lender, we can provide the financing you need to pay off the foreclosing lender, provided there is sufficient equity in the property. Our private money loans are based on the asset, not your credit. This means that while retail banks turn you down, Oncepts Lending will do its best efforts to get you the funding you need. Once you get the property out of foreclosure, you can either sell it, rent it or refinance into a long-term mortgage once things get back on track. Whether you are a new or seasoned real estate investor who needs fast approval for an asset-based loan, Oncepts Lending is in your corner. We’ll get you the private money loan you need today.

HOW IT WORKS

Investors and property owners can trust us to provide a clear pathway to loan access. Every application we receive is treated with great urgency. At Oncepts Lending, we will do our best efforts to say Yes, we can fund your loan. 

1. APPLY

Our loan application is simple and straightforward. Complete the application, making sure to provide answers to all mandatory questions and receive a tentative quote within 12-24 hours. When you click submit, you will receive confirmation that acknowledges that we have your online application.

2. REVIEW

After submission, one of our experts will contact you. We will go over your project and send you an email with all of the required documents needed to go to the next step. The email will include a link to our Hercutainer for secure document submission. Your new login and password will be included in the email. It is your responsibility to keep that information secure and confidential. All documents sent to us must be uploaded using Hercutainer. Oncepts Lending is not responsible for any loan documentation sent to us via email or fax. Client accepts and assumes all liability for any loan documents sent to us via email or fax.

3. FUNDING 

Once you’ve met all underwriting conditions and requirement and your file is approved, we will contact you to schedule a time for you to sign all required loan documents. Our goal is to get you funded fast, and get your project going.

SELL IT OR RENT IT 

When your project is complete, sell it or rent it. Take your profit or your cash flow, and move on to the next challenge.

Whatever your loan requirements may be, we have unique funding solutions that fit your needs. Including unconventional loan types that normal banks will not typically fund, like rehabs, mixed-use and investment properties.

We help clients build a bright financial future through real estate. Let us help you every step of the way. From application to funding, let our full-service team work to bring you the best programs and fund the best deal possible. Let Oncepts Lending be your lending partner. Contact your Oncepts Lending authorized representative to get started today.