Oncepts Lending, LLC believes you work hard for your money. We want to provide you with information that may help you avoid being scammed. Know the company and/or individual you are dealing with when sending money.

Use caution when giving out financial and other personal information via email, text or fax. Sensitive information may include: bank account number, home address, credit card number, social security number, etc. Giving access to such sensitive information to the wrong party may cause your identity to be stolen.

Avoid deals/transactions involving shipping services. These types of scams often claim that a MTCN (money transfer control number) or confirmation code is needed before withdrawing your money. These assurances and/or guarantees are false statements, and once you’ve wired the money, it is gone. Recovery is next to impossible. Use caution.

Property/Apartment listing may be local, but the landlord/owner is “travelling” or “relocating” and needs you to wire money to them abroad. These types of transactions are usually a scam. Once you’ve wired the money, it is gone. Recovery is next to impossible. Use caution. You may want to obtain a property title report to ensure the status (not in foreclosure) status and to verify the recorded owner.

Most scams involve one or more of the following:

Inquiry from someone far away, often in another country.

Western Union, Money Gram, cashier’s check, money order, shipping, escrow service, or a “guarantee.”

Inability or refusal to meet face-to-face before consummating transaction.

Who should you notify about fraud or scam attempts?

FTC toll free hotline: 877-FTC-HELP (877-382-4357).

FTC online complaint form (gov).

Internet Fraud Complaint Center (gov).

Non-emergency number for your local police department.

If you have any questions, please feel free to contact us using our Contact Us page or email us at:  customercare@onceptslending.com.  Thank you.

Updated October 10, 2020